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1. Such initiatives may include proposals to expand or contract the powers of bank holding companies and depository institutions. 这些倡议可能包括扩大或者收缩银行控股公司和存款机构的权力。
2. M&T Real Estate Trust (“M&T Real Estate”) is a Maryland Real Estate Investment Trust. 制商房地产信托（“制商房地产”）是美国马里兰州的一家房地产投资信托公司。
3. As of December 31, 2018. 截至2018年12月31日。
4. Wilmington Trust, N.A., a national banking association and a member of the Federal Reserve System and the FDIC. 是一个全国性的银行协会，还是联邦储备系统和联邦存款保险公司的成员。
5. I congratulate our 17,252 colleagues for making 2018 our most successful year to date. 对我们的17,252名同事表示感谢！
6. It is with profound gratitude, therefore, that along with our entire Executive Management Committee. 因此，怀着深厚的感激之情，我和全体执行管理委员会委员一起。
7. Through these endeavors, our colleagues have had the opportunity to share their experience and expertise and, along the way. 经过这些努力，我们的同事已经获得了分享其经验和专业知识的机会。
8. 81 percent of whom are women, and 33 percent minorities. 这27家小型企业所有者中，女性占81%，少数民族占33%。
9. In 2017, only 65 percent of employees making less than $50,000 participated in the bank’s 401(k) program. 2017年，年薪低于5万的员工中，仅有65%的员工参加了401k退休计划。
10. We are learning how to rapidly invent, launch and scale new products that have been relentlessly vetted with our customers. 我们正在学习如何快速投资、开发和测量经过了客户严格审查的新产品。